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Unsecured Advances

An unsecured advance / business loan is most suitable for companies who have need short-term liquidity and working capital need quickly. This type of business loan allows companies who have a senior secured lender and do not want to sell equity (or are unable to), with under $3 million of EBITDA access to efficient capital. This type of facility allows companies to get through an inflection point or close on an event that will increase their enterprise value without dilution of shareholders equity. No collateral is required. Tax liens and/or prior bankruptcies are okay. Owners with higher personal credit would qualify for cheaper pricing. Approvals are submitted in under 24 hours, with funding to follow within 1-2 business days.

TIME TO CLOSE

3-4 business days.

SECURITY

Security: Subordinate, can be fully unsecured with no UCC filing in
some cases

PG

None. Validity guarantee 'bad-boy' clause.

CHECK SIZE

10% of trailing twelve-month sales or 1x last month’s sales

RATE

High single digits-Mid 20's (Prepayment discounts offered in first half of the
investment)

TERM

8-24 months

Highlights 

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